Terms of Purchase
Terms of Purchase
At Yornarkment, we are committed to providing a secure, simple, and reliable shopping experience. These Terms of Purchase explain how purchases, payments, and checkout transactions are handled when you place an order through our website.
By placing an order on Yornarkment, you agree to these Terms of Purchase, together with our Terms of Use, Privacy Notice, Shipping Policy, Return & Refund Policy, and any other policies posted on our website.
1. Currency
All transactions on Yornarkment are processed in United States Dollars (USD).
Prices displayed on our website, at checkout, and in order confirmations are shown in USD unless otherwise stated.
If you use a payment method or bank account in another currency, your bank or payment provider may apply currency conversion rates, foreign transaction fees, or other charges.
Yornarkment is not responsible for any fees charged by your bank, card issuer, PayPal, or other payment provider.
2. Accepted Payment Methods
We offer secure and convenient payment options to help provide a smooth checkout experience.
Available payment methods may include:
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PayPal
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Major credit cards
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Major debit cards
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Apple Pay
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Google Pay
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Other payment options displayed at checkout
The payment methods available to you may vary depending on your location, device, payment provider, or checkout settings.
All currently available payment options will be displayed during checkout.
3. Paying with PayPal
When you choose PayPal at checkout, you may be redirected to PayPal’s secure payment page to complete your purchase.
You may complete payment by logging into your PayPal account.
Depending on your location and PayPal availability, you may also be able to select “Pay with Debit or Credit Card” and complete your purchase without creating or logging into a PayPal account.
Your use of PayPal is subject to PayPal’s own terms, conditions, security procedures, and privacy policies.
4. Paying with Credit or Debit Card
We accept major credit and debit cards commonly used in the United States and internationally.
Available card options will be displayed during checkout.
For your security:
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Yornarkment does not directly store your complete credit or debit card information.
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Card payments are processed through secure third-party payment gateways.
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Payment authorization is handled by payment processors and financial institutions.
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Your card issuer may require additional verification before approving a transaction.
If you have questions regarding a specific card transaction, payment hold, decline, refund posting time, charge, or authorization, we recommend contacting your card-issuing bank or payment provider directly.
5. Payment Authorization
By submitting an order, you represent and warrant that:
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You are authorized to use the selected payment method.
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The billing and payment information you provide is accurate and complete.
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Your payment method has sufficient funds or available credit.
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You authorize Yornarkment and its payment processors to charge the total amount associated with your order, including product prices, shipping charges, taxes, and any other applicable fees.
An order may not be processed or accepted until payment has been successfully authorized and completed.
6. Order Review Before Purchase
Please review your order carefully before submitting payment.
You are responsible for confirming that the following information is correct:
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Jewelry style or design
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Size, where applicable
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Finish or variation, where applicable
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Quantity
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Shipping address
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Billing information
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Contact information
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Payment information
After an order has entered processing or fulfillment, we may be unable to modify or cancel it.
If you notice an error after placing your order, please contact us as soon as possible at:
While we will make reasonable efforts to assist you, we cannot guarantee that changes can be made after your order has entered processing or fulfillment.
7. Order Confirmation
After placing your order, you should receive an order confirmation email confirming that we have received your order request.
Receiving an order confirmation does not necessarily mean that your order has been fully accepted or shipped.
Your order is considered accepted once payment has been successfully processed and the order has entered fulfillment.
We reserve the right to decline, cancel, or limit an order where reasonably necessary, including in situations involving:
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Payment authorization issues
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Suspected fraud or unauthorized transactions
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Product availability
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Incorrect pricing or listing errors
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Shipping restrictions
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Incorrect customer information
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Violation of our store policies
If we cancel an order after payment has been successfully collected, any applicable refund will be returned to the original payment method.
8. Failed or Declined Payments
If your payment is declined, rejected, incomplete, or flagged for review, your order may not be processed.
Payments may fail for reasons including:
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Incorrect payment information
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Insufficient funds
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Expired cards
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Bank restrictions
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Fraud prevention systems
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Failed security verification
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Payment provider errors
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Technical issues
Yornarkment is not responsible for delays or non-processing caused by failed, declined, unauthorized, or incomplete payments.
9. Taxes, Shipping, and Additional Charges
Unless otherwise stated, displayed product prices may not include:
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Shipping charges
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Taxes
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Customs duties
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Import fees
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Bank fees
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Currency conversion fees
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Other charges imposed by third parties
Where applicable, shipping fees and taxes collected directly by us will be displayed during checkout before payment is completed.
For international orders, your local customs authority may impose duties, import taxes, or other fees.
Unless otherwise required by applicable law or specifically stated at checkout, such charges are the responsibility of the customer.
10. Secure Checkout
Your privacy and payment security are important to us.
Yornarkment uses secure checkout technology and works with established third-party payment processors to help protect transaction information.
Our checkout systems are designed to provide customers with a secure and reliable shopping experience.
However, no online transaction, electronic transmission, or data storage system can be guaranteed to be completely secure.
11. Fraud Prevention and Verification
To help protect our customers and our business, we may review orders for fraud prevention, payment security, and verification purposes.
We may contact you to verify information including:
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Order details
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Billing information
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Shipping information
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Customer identity
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Payment authorization
If we are unable to verify the information provided or reasonably suspect fraudulent, unauthorized, or abusive activity, we may delay, refuse, or cancel the order.
Where appropriate, suspicious or fraudulent transactions may be reported to the relevant payment provider, financial institution, or lawful authority.
12. Refunds and Payment Returns
Refunds, returns, and eligible order cancellations are handled according to our Return & Refund Policy.
If a refund is approved, it will generally be issued to the original payment method used during checkout unless otherwise required by applicable law.
Refund processing times may vary depending on your:
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Bank
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Card issuer
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PayPal account
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Payment provider
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Payment network
Yornarkment is not responsible for delays caused by banks, card networks, PayPal, or other third-party payment processors after a refund has been successfully issued by us.
13. Payment Provider Terms
Your use of third-party payment services may be subject to separate terms, conditions, fees, privacy policies, and security procedures established by those providers.
These providers may include:
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PayPal
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Credit card networks
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Debit card networks
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Banks
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Digital wallets
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Payment gateways
Yornarkment is not responsible for the independent acts, omissions, errors, delays, fees, or policies of third-party payment providers.
14. Pricing Errors
We make reasonable efforts to ensure that product descriptions, prices, promotions, and other information on our website are accurate.
However, occasional errors may occur.
If a product is listed at an incorrect price due to a typographical, technical, promotional, or system error, we reserve the right to:
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Correct the error
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Cancel the affected order
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Contact you for further instructions
If payment has already been collected for an order that is subsequently canceled because of a pricing error, the amount paid will be refunded to the original payment method.
15. Promotional Offers and Discount Codes
From time to time, Yornarkment may offer discount codes, promotional pricing, bundle offers, limited-time deals, or other promotions.
Unless otherwise stated:
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Promotions cannot be exchanged for cash.
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Discount codes must be applied before checkout is completed.
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Discounts generally cannot be applied retroactively to completed orders.
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Some promotions may not be combined with other offers.
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Certain products may be excluded from promotional offers.
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Promotional terms may be changed or discontinued where legally permitted.
Additional conditions may be displayed alongside a specific promotion.
16. Changes to Payment Options
We reserve the right to add, remove, suspend, or modify payment methods at any time where reasonably necessary.
A payment method available during one transaction may not necessarily be available for future purchases.
17. Contact Us
If you have questions about payments, checkout, billing, or a specific transaction, please contact our customer support team:
Email: support@yornarkment.com
Phone: +1 (424) 356-1732
Website: yornarkment.com
Customer Service: Yornarkment
Company: Placed (Hong Kong) Limited
Company Address:
NO. 142, SZE TSZ ROAD,
TONG KUNG LENG, SHEUNG SHUI,
N.T., HONG KONG
We aim to respond to customer inquiries within 24–48 hours.